About Scott F. Ingalls, REBC

Independent group health benefits advisory serving Pennsylvania employers since 1989.

37 years of experience in group health plan design, renewal strategy, and employer advisory work.

Scott F. Ingalls is the founder of Cognizant Benefits Solutions, Inc., an independent employee benefits advisory and brokerage firm based in Butler, Pennsylvania.

Since 1989, Scott has worked with employers to design, implement, and manage group health and employee benefit programs. His experience includes fully insured plans, level-funded plans, self-funded arrangements, renewal negotiations, claims analysis, compliance support, employee communication, and long-term benefits strategy.

Employers face important decisions that impact both cost and long-term financial health.

Scott's advisory work focuses on helping employers answer these strategic questions:

• Is the plan expensive because claims risk is high?
• Is the plan expensive because the structure is inefficient?
• Is healthcare cost growth outpacing revenue, margin, EBITDA, or pricing power?
• Is the employer funding a plan that no longer fits the business?

Cognizant Benefits Solutions helps employers determine whether their health plan cost structure still fits the business funding it.